How It Works

Creditcare makes it easy for consumers to get a line of credit anywhere in the country. Simply apply online or on your mobile phone.
  • 1

    Complete the Application Online
  • 2

    Send in Your Requirements
  • 3

    Fast Approval Notification
  • 4

    Pick Up Your Money at a Creditcare Location
  • Complete the application and verify your information.

    We ask for your personal information, as well as information about your income and employment. If we need any additional documents, we’ll let you know and get in touch with you.

    Accept your offer.

    You’ll receive a loan offer if you qualify. The offer will show the loan amount, interest rate, payment amount and loan term.

    Get your money.

    Once your loan is approved, your money will be automatically sent to a Creditcare outlet or deposited into your bank account.

    Simple payment

    We send you a friendly reminder a few days before your payment due date, just to make sure you have enough funds in your account. Stop by a Creditcare outlet and make a payment as often as you want.

    Prepay and save

    There are no prepayment penalties. You can pay off your loan, or make an additional payment, at anytime and get rid of future interest payments.