Digital Finance

for a Brighter Future

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Our Solutions Transform Diverse Financial Markets in Emerging Countries

Creditcare Technology is an international consumer finance company headquartered in Silicon Valley, USA. We are a next generation finance company driven by artificial intelligence, our operations and finance products are tailored to the needs of markets at different stages of maturity.

Everyone deserves a better financial future if they strive for it. We’ve built an organization that keeps costs low and opportunity high.

Creditcare Technology expands access for 450+ million and gives digital financial identities in key emerging economies.

We’re a reliable financial partner for customers and fill a very important gap in the financial systems of emerging markets.

80% of our customers are middle-class, earn an income but do not have access to a full suite of financial services. We solve this problem by digitizing valuable analog customer data, creating 360-degree profile of our customers. We determine the weights of these data points using state-of-the-art machine learning techniques, trained on historic user data. Most importantly, we interact with our customers online and at name brand brick-and-mortar shops.

Innovation transforms finance

Artificial Intelligence enables Creditcare to achieve efficient scale. The entire process is online and We do not need to employ a huge staff to collect information, analyze data or personally make recommendations to our consumers. Our nationwide distribution channels partner with us to capture millions of untapped borrowers.

The Creditcare Platform is powered by machine learning and analyzes vast amounts of non-traditional credit data to increase approval rates and reduce the risk of credit decisions, particularly for thin-file and no-file borrowers. Machine learning algorithm maps what our consumers are doing with their money, and this level of transparent financing facilitates better predictive advice on which financial products consumers need.
The entire process is online,  technology to lower the cost of credit  for borrowers .

Creditcare Technology is one of the few companies with financial licenses in emerging markets and an infrastructure network of 50,000+  corner shops. We are trusted by country markets, regulators and customers alike.